Up-to-3-month CD rates - U.S.

When you have money that you know you won't need in the immediate future, but aren't sure about your liquidity needs beyond that, it's useful to consider the rates available for CDs up to 3 months in duration. For example, even a portion of your 6-months-of-expenses (or longer) emergency fund could go in a short-term CD if you won't need to be able to access those funds all at once.

You will also want to compare the rates available in even more liquid account types such as savings accounts, money market accounts, and checking accounts. You can do that by choosing additional account types with the Account Type filter.


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