Up-to-5-year CD rates - U.S.

For money you won't need to access in the foreseeable future, the 5-year (60-month) CD can be a good choice. Five years is often the point of diminishing/disappearing returns on the CD yield curve as it can sometimes be difficult to even find greater-than-5-year CDs that yield more than the best 5-year CDs. When Pareto (dominance) ranking is chosen for a set of preferences that include APY and Deposit Term, this point of diminishing/disappearing marginal yield will be obvious.

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