The best reward credit cards by spending category - U.S.
To maximize your rewards, you can use the credit cards that offer higher earnings in the categories you spend most in. Our reward calculator can help you find the best cards for each spending category with an input below (e.g. Gas Stations, Grocery Stores, Restaurants, Airfare, Hotels, etc.). To do that, just enter your average monthly spending for the category of your choice and zero out other categories if you only want to calculate your rewards for spending in the one category. We've set your sorting preferences to begin with "Higher Ongoing Reward Value Minus Annual Fee". The ongoing reward value doesn't include any initial spending bonus or special category bonuses that apply only during the first year, so you'll be focusing on cards that are good for your category spending over the long haul.