In our house, Joel is the one who manages the detailed machinations behind maximizing our rewards points, miles, and cash back situation. He keeps tabs on when cards need to be canceled, how close we are to hitting an initial spend, and which one should be used for which types of purchases. This system has […]
TL;DR While the ideas in this article are discussed in the context of a job relocation package, most of them apply equally well to relocation in general. The biggest opportunity for finessing a relocation package for profit is in the free mortgage. If you’re able to profitably make mortgage payments by credit card, then you […]
You might have noticed that SiftSwift tools give you the option to “Pareto rank” products by your preferences. If you did, you probably also wondered what that means and when you’d want to use it. In a nutshell, Pareto ranking is useful when you care about more than one aspect of a product. In […]
The Alliant Cashback Visa® Signature Credit Card is one of the better cards available for non-bonus, non-special-category earning. It earns 3% cash back on all spending in the first year and then 2.5% cash back in the following years. To get this card you’ll need to join the Alliant Credit Union, but the good news is […]
This is a quick “heads up” to let you know that, per the offer page, you only have until October 31, 2017 to take advantage of the increased sign-up bonus on the Cathay Pacific Visa Signature® card, which is 50,000 Asia Miles after after spending $2,500 in the first 3 months. The normal sign-up bonus is just […]
Capital One has effectively rebranded their Premier Dining Rewards Credit Card, launched in just March of this year, as the new Capital One® Savor℠ Cash Rewards Credit Card and made at least one significant improvement. The sign-up bonus has increased to $150 after spending $500 in the first 3 months. Previously it was just $100. The card still […]
Capital One has increased the sign-up bonus for the Capital One® Venture® Rewards Credit Card to earn 50,000 miles (worth $500 toward travel) after spending $3,000 in the first 3 months. Previously, the bonus was 40,000 miles with the same initial spending requirements. At the same time the annual fee, which is waived for the […]
December 7, 2017 Update It seems that Barclaycard has discontinued the CashForward card as it is no longer available for new applications. TL;DR After earning the $200 initial spending bonus on your CashForward card, your optimal redemption path will be to first redeem an amount equal to (cash_back_you_have_available_to_redeem – $50) / 0.95, then immediately do […]
The current bonuses of 60,000 Rapid Rewards® points on the Southwest personal cards is as good as they’ve ever been and are ending tomorrow, October 4th. What’s more, now is the ideal time to sign up for these cards if you’re thinking of earning a Southwest Companion Pass early next year, which would make the […]